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Attention homeowners: Real estate appraisal services for in Cincinnati and Hamilton County

Check out the top seven reasons why OH homeowners hire Hughes Home Appraisals:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge property tax assessments
  3. Remove PMI to cut their mortgage payment
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a OH divorce, where real estate property needs to be divided
  7. Determine the true market value of property in question to settle an estate in Hamilton county or OH

Need help deciding the value of your house in or near Cincinnati, OH?
Contact Hughes Home Appraisals.

We at Hughes Home Appraisals understand the particular needs of a customer looking for appraisal services. Our customary business clients understand the appraisal process and the standard "products" we deliver to them. As our non-traditionalclient, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Hughes Home Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your home's price, and not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value conclusion than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. Hughes Home Appraisals is experienced in helping people just like you dismiss unwanted and unneeded PMI insurance.

Challenging Hamilton county's assessment of your property

Your local tax assessor may have your house overvalued if your home is not appreciating as much as other properties close to yours. This only means you are going to pay higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Hughes Home Appraisals is your chief weapon.

Recently got a freeze your HELOC?

Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. Not only can this be troublesome from a cash flow standpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Hughes Home Appraisals can help you reinstate your home equity line of credit with a professional appraisal.

We Offer Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you would prefer to have an expert double-check it for preciseness or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you While usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your house.